no deposit

Improve Your Credit Score By Using Your Utility Bills

You want to improve your credit score and you pay all your utility bills on time. But the reality is, most utility companies don’t report good payment history to the credit bureaus. They only report to the credit bureau when you don’t pay your bill.

But there are ways to improve your credit score using your utility bills. And there are ways to get no deposit electricity or no credit check electricity without paying too much.

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How to Build Small Business Credit

When you shop for small business electricity, your small business credit is a factor in getting your service set up.  The unfortunate reality is, you may have to pay a deposit to start electricity service for your small business. That’s why it’s important to build small business credit.  In this article, we’ll explain why you may have to pay a deposit, alternatives to pay a deposit, and how to build small business credit so you don’t have to pay a deposit.

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Prepaid Electricity: Is It Right for Me?

For many people with poor credit or no credit, getting a basic need like electricity can be incredibly expensive and seemingly impossible.

Electricity providers perform credit checks for traditional postpaid electricity plans before agreeing to connect power to your home. If your credit rating is low or if you’ve just struck out on your own and don’t have credit established, your provider may require a large deposit before agreeing to do business with you.

A prepaid electricity plan with an established electricity supplier can be a tremendous help in this situation. With prepaid plans, your provider won’t perform credit checks, they don’t require a deposit, and everyone is guaranteed to be accepted. Based on the same concept as prepaid credit cards, this model is very popular where it is available.

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